What does BCI Financial do with your personal information?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Income
- Account Balances and Payment History
- Credit History and Credit Scores
All ﬁnancial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons ﬁnancial companies can share their personal information; the reasons chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does BCI Financial Share Corporation share?
Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes— to offer our products and services to you
For joint marketing with other ﬁnancial companies
We do not share
For our afﬁliates’ everyday business purposes— information about your transactions and experiences
For our afﬁliates’ everyday business purposes—
information about your creditworthiness
For our afﬁliates to market to you
For nonafﬁliates to market to you
We do not share
To limit our sharing
- Call Toll Free at 866-224-2677 and choose Option 4 Customer Service (Monday through Friday 8:30am to 4:45pm)
- Or Visit us online at : CustomerService@BCIFinancial.com
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call toll free 866-224-2677 Option 4 or go to CustomerService@BCIFinancial.com
Who we are
Who is providing this notice?
BCI Financial Corporation and Rourke Insurance Agency, Incorporation (a Farmers Insurance Affiliate)
What we do
How does BCI Financial Corporation protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ﬁles and buildings.
We also maintain other physical, electronics and procedural safeguards to protect this information.
How does BCI Financial Corporation collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan or give us your income information
- Show your driver’s license or provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for afﬁliates’ everyday business purposes—information about your creditworthiness
- afﬁliates from using your information to market to you
- sharing for nonafﬁliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
When you limit sharing on an account you hold jointly, it limits the other account holder’s information also.
Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.
- Our affiliates include:
Rourke Insurance Agency, Incorporated (a Farmers Insurance Affiliate)
Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.
- BCI Financial Corporation does not share with nonaffiliates so they can market to you.