The staff at BCI Financial is a highly qualified group of bankers and professionals who have been in the loan origination and loan servicing business for many years. The management and sales team consists of the following individuals:

President and CEO
Timothy Rourke
Tim Rourke has 27 years of experience in banking. In 1998 he became President of BCI Financial. Previously, he worked on the management teams' of The Bank of New Haven, The Bank Of Waterbury and The Bank of Boston. Mr. Rourke has been very active in the non-profit area as a member of the Board of Directors of Big Brothers/Big Sisters, YMCA, Junior Achievement and the Spina Bifida Association of CT. He has also been on the Board of Directors of the Consumer Credit Association of CT and is a member of the Connecticut Community Bankers Association, The Connecticut Bankers Association and The Connecticut Auto Retailers Association. He is a graduate of Post University, holds numerous certificates through the American Institute of Banking (AIB) and holds a license as a producer of property and casualty insurance.

Senior Vice President - Loan Operations
Joseph DeAngelo
Joe has worked in bank operations and credit underwriting for over 25 years. Joe has extensive knowledge in all facets of consumer lending and operations. Prior to joining BCI Financial, his experience included working for Connecticut National Bank, Security Pacific Auto Finance and The Bank of New Haven.

Vice President - Residential Mortgage Lending
Kenneth Penfield
BCI Financial Mortgage Corporation
Ken is an experienced residential mortgage lender and manager with deep roots in the community. He has been in banking for more than 20 years and established a solid reputation as the manager of the residential mortgage department at Southington Savings Bank.

Consumer Loan Officers
Michael Coleman
BCI Financial Corporation
Mike has been involved in many different aspects of automobile financing for 23 years at several companies. Prior to joining BCI Financial, he worked at Connecticut National Bank, The Bank of New Haven and other financial services companies and credit unions.

Loan Administration Officer
Carol Montagna
BCI Financial Corporation
Carol has been in banking for over 30 years. Prior to joining BCI, she worked in different capacities at Connecticut National Bank and The Bank of New Haven. Carol is well known and respected in both the Banking and Automobile industry in CT.

Loan Originators
Rose Z. DeRosa
BCI Financial Mortgage Corporation
Rose has been involved in the residential mortgage banking business for 17 years.  She has been involved in all aspects of lending.  Rose has worked in securing small loans, equity loans, and all types of mortgage loans for her customers with a majority of her years spent in the mortgage brokerage business.  Rose resides in Middlefield with her husband Dan and their 4 sons. 

Joann D. Souchuns
BCI Financial Mortgage Corporation
Joann has been involved in residential real estate sales and residential real estate financing for 28 years.  The last 8 years Joann has worked in the residential mortgage brokerage business assisting in the customer care department. Joann’s emphasis at BCI Financial Mortgage Corp. is to be a loan officer for all types of mortgage products, including reverse mortgages.  Joann resides in Wallingford with her husband Tom they have two grown daughters.

Ronald Klien
BCI Financial Mortgage Corporation
Ron has been a Community Banker for more than 35 years and has extensive lending and management experience. His reputation of providing exceptional customer service was fostered at Southington Savings Bank, Fleet Bank, CBT and Farmington Savings, having begun his career at Southington Bank & Trust in 1970. Ron has strong ties to the local community including youth sports and local charities.

Jessica Penfield
BCI Financial Mortgage Corporation
Jessica has 15 years of experience in the health insurance industry. Her firsthand experience with the financial impact of healthcare issues facing today’s seniors has convinced her that her work as a Reverse Mortgage Specialist can offer much needed guidance and solutions to seniors and soon-to-retire baby boomers.

William Forte
BCI Financial Mortgage Corporation
Bill has been involved in the residential mortgage banking business for twenty-four years. Having experience financing thousands of residential units over his mortgage lending career, Bill’s background includes positions in a Savings Bank environment; a Regional Mortgage Company environment and as a General Manager of a Mortgage Brokerage Business. Experienced in all aspects of residential mortgage lending including construction lending, mixed use lending and all other aspects of this field. Bill is from Wallingford, Connecticut and he graduated from the University of Connecticut with a BA in Economics. Bill served on the board of directors for the Quinnipiac Chamber of Commerce and the Wallingford Rotary Club. Bill and his wife, Pam, are the proud parents of three sons; Matthew, Jeffrey, and Christopher.

John Nedosko
BCI Financial Mortgage Corporation
John has had experience in financial services that spans over thirty years. For many years, he has been an independent consultant to banks, investment brokers, life insurance companies and credit unions. John enjoys working with customers on unique loan situations. He is as comfortable assisting seniors with reverse mortgages as he is working with entrepreneurs on a commercial loan. John lives with wife Andrea in New Britain. He enjoys playing golf, fly fishing, travel, cooking and has been active in coaching youth sports for over twenty year.

Business Development
Michael Savenelli Sr.
BCI Financial Mortgage Corporation
Mike has been in the credit industry for over 30 years. He was Vice President of the Credit Bureau of CT for 27 years with one of his primary areas of resposibility in the marketing area. Mike has been extremely active in the industry by working in many trade organizations. Prior to the Credit Bureau, Mike worked for several financial institutions as a lender. Mike is a consultant with BCI in the Business Development area.