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The BCI Difference | FAQ's | Property Types
FAQ’s
What borrowers will BCI make loans for?
 Business Owners
First Time investors
Medical Professional Loans
Lawyers loans for their own practices
Experienced Investors looking to maximize
leverage
Existing Property owners
Owners of mixed use or multi family homes
What types of loans will BCI make for CT Commercial Loan Customers?
BCI makes commercial loans to individuals,
companies and LLC’s for the purchase of
real estate in the dollar amounts from
$100,000 to $1,500,000. All loans require a
personal guarantor.
Why would you borrow from BCI for a CT based small business loan?
Other loan companies have unacceptable
loan programs
You have been turned down by a traditional
bank or know that your loan would be
difficult
to ‘get done’
You have a unique property
Your situation requires a professional
analysis from a qualified lender
What are the rates and the terms on a CT Commercial Loan from BCI?
That Depends on many different things,
including:
Loan Type
Property Type
Debt to income – Your personal
debt vs. your income
Loan to Value – The amount of
the loan vs the amount of the
collateral
Debt Service Coverage ratio – net operating income vs. principal and interest payment
Credit Score
Other variables
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